How To Flip Money Fast [2025] Proven Ways

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Here’s how to flip money fast. I’ve done many of these methods myself. They’re all 100% legit.

Collect $5 right now. Get Cash App. Use code P4FN7MV to sign up and get $5 free.

Easy ways to flip money: 

1 – Get the free Temu app. When you buy cheap stuff there, you can sell them for a higher price on Amazon.

2 – Open a CIT Bank Savings Connect account. Collect interest payments each month.

3 – Lend people money and collect interest with the Lenme app.

4 – Get the Chase Freedom Flex card to earn $200 when you spend $500 that you were going to spend anyway.

The median weekly income in the U.S. is $1,143.1 If you’re ready to make more money than that, check out more of my proven ways to flip money.

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How To Flip Money Fast

If you’re reading this article, you’re researching, “How can I flip my money?” 

Well, there are lots of ideas on the internet, but don’t pay attention to the stupid ones. I’m interested in guaranteed ways to flip money – strategies I’ve used myself or seen other people pull off successfully.

So, here are my legit ideas for how to flip money fast.

Invest in Other People’s Businesses / Peer-to-Peer (P2P) Lending

Lending money isn’t just for banks. Thanks to apps like Lenme, you can do it, too. In fact, peer-to-peer lending is one of the best ways to flip money.

The idea here is relatively simple:

  • You give someone a loan with an agreed-upon interest rate.
  • They pay you back, plus interest.

Of course, offering a loan to random people on the street would be a really bad idea. If you loan money to the wrong person, you might never get paid back. You need a way to carefully review loans and choose investments that make sense. 

That’s where lending apps like Lenme come in. Here’s how it works:

  1. You download the Lenme app and fund your new account.
  2. You review available loans (you’ll have access to tons of data about each potential borrower).
  3. Once you’ve given up the money for the loan, the repayments (with interest!) will appear automatically in your account.
Lenme is a user-friendly app that makes it easy to earn interest on money you lend to other people via the app.
Lenme is an app that lets you earn interest by lending people money.

Retail Arbitrage

Are you a natural-born bargain hunter? Here’s how to flip money fast: By purchasing items when they’re on sale or available for cheap and reselling them at full market price.

Technically called retail arbitrage, this strategy isn’t only lucrative. It’s also super fun. I mean, it’s basically a way to make a living through shopping.

In theory, you could make money in just a few days. That said, the turnaround ultimately depends on how good you are at marketing and selling the products you’re selling. 

Here’s how to get started in retail arbitrage:

  1. Look for cheap products. I’d recommend downloading the Temu app. It’s an all-in-one online retailer and a great place to score a bargain. 
  2. Find places to resell your purchases. Classic options include eBay, Craigslist, Poshmark, and Facebook Marketplace. You can also set up your own eCommerce resale store online. I recommend using Shopify to set up your online store, because it is super easy to do.  
  3. Adjust your strategy as you go. Which products sell instantly, and which tend to gather dust in your closet? You’ll learn pretty quickly. 

Once you’ve established a buying-and-selling routine, retail arbitrage is one of the steadiest ways to flip money.

Real Estate Investments

Ask someone on the street, “How can I flip my money?” and they’ll probably say, “Flip houses.” Those HGTV shows have left a big impact on the American psyche!

But real estate investing isn’t just a reality show gimmick. It’s also a legit way to flip money and earn profits.

Will you make money immediately with this approach? Unfortunately, no. Your profits will come when your investments increase in value, and that doesn’t happen overnight. But the real estate market can change relatively quickly (in a matter of months) – and when you do gain profits, they could be substantial.

There are a few ways to invest in real estate:

  • Buy a real estate investment property.
  • Invest in a real estate investment trust (REIT).
  • Get involved in Real Estate Crowdfunding. (I’d use the Arrived platform for this – it’s one of the best in the business).
  • Invest in fractional real estate debt. (This is the idea behind the Groundfloor platform – where you can get started with as little as $10). 

Buying your own property might be the dream method, but you need a fat stack of cash to get started. Creating an account with Arrived or Groundfloor can help you get started faster. You should also read my guide on How to invest 5k in real estate.

With Groundfloor, new investors can enter the real estate game with as little as $10.
Groundfloor gives you a way to invest in real estate with just $10.

Credit Card Bonuses

I’ve made many thousands of dollars from credit card bonus offers.

I either collect that sweet cash or travel points to fly the world and stay for free at hotels.

For example, the Chase Freedom Flex card gives you $200 if you spend $500 in the first 3 months. 

Just apply for the credit card and spend money you were going to spend anyway. 

So yes – this is how to flip money fast without having to work at it!

Do know that you’ll need a good credit score of about 670 or higher to qualify for most credit cards that offer a cash bonus.

That’s why getting credit cards can be one of the best ways to flip money – but only if you stay disciplined. The idea is to only spend money that you were going to spend anyway.

extra point Extra Point: a credit card sign-up bonus is how these companies get you to be their new customer. They get paid about 3% from the store/restaurant every time you use your card. The key for you is to always pay your bill on time to avoid interest charges!

Here are my guides to the best credit cards for young adults, the best business credit cards, and eCommerce credit cards. 

High Yield Savings Accounts (HYSAs)

A high-yield savings account is a bank account that pays you an especially high interest rate.

These days, some HYSAs have an annual percentage yield (APY) of over 4%. That means if you deposit $10,000, you’ll earn $400 in a year in truly passive income!

What’s great is you earn interest each and every month.

This is a smart way to turn your emergency fund into a money-maker. You can make enough money in monthly interest to cover one of your bills.

I really like the CIT Bank Savings Connect account. The APY is a generous rate, and the minimum deposit is $100, so it’s easy to get started. 

It’s easy to withdraw your money when you need it, too.

Most HYSAs, including CIT, are insured by the Federal Deposit Insurance Corporation (FDIC), which means the first $250,000 in the account is covered by the federal government. So, if you’re wondering, “How can I flip my money with zero risk,” this is the best solution. 

Money App Bonuses

Go to your phone’s app store, and you’ll see a ton of apps dedicated to personal finance. And lots of those apps offer lucrative welcome bonuses.

So, here’s an idea for how to flip money fast: Download money apps for the sake of earning the bonus money! Each app has its own bonus requirements – and often, you can get the money in just a few days.

Here are my favorite money apps that offer bonuses:

  • Acorns – This is an investing app that offers a $20 bonus if you set up a recurring investment.
  • Cash App – This payment app is super convenient. And if you use the code P4FN7MV when you sign up, you’ll get $5 free.
  • Rakuten – This is a cashback app, which means you can use it to go shopping and then get back a portion of what you spent. And you can get an extra 10% cashback on the purchases you make in the first 7 days.  

Getting started couldn’t be easier. Sit on your couch, open a bag of chips, and download one of these apps. 

Interested in the Acorns app? Check out my comparison of Betterment vs Acorns.

Here are similar ways to flip money fast with referral bonus apps to earn 20 dollars per referral. And here are hobbies to make money.

Bank Bonuses

Lots of banks will give you money if you open an account and meet certain requirements. 

I’ve earned thousands of dollars just by opening new bank accounts.

Bank bonus requirements might include:

  • Setting up and receiving direct deposits
  • Depositing a certain amount
  • Maintaining a certain balance in your account
  • Enrolling in a remote banking program
  • Spending a certain amount with your debit card 

You probably won’t get your bank bonus right away (because meeting the requirements usually takes a few months). But this is still a great strategy for anyone wondering how to flip money fast. Sure, the cash influx won’t be instant – but it will be substantial. Bank bonuses are often hundreds of dollars!

How can I flip my money with bank bonuses? Follow these steps:

  1. Identify bank accounts that have welcome bonuses.
  2. Read the fine print to make sure you can meet the requirements.
  3. Open an account.
  4. Meet the requirements within the necessary time period.
  5. Collect your easy money!

Check out Axos Bank, where you can earn up to $500 with the essential checking account and up to $400 with basic business checking. 

Website Flipping

Buy a website for cheap, make it better, and then sell it for a whole lot more – that’s how to flip money fast if you’re even a little tech-savvy!

The internet is full of websites that don’t reach their full potential. 

But let’s say a website isn’t taking advantage of those opportunities. You could buy the site, and then find ways to improve it. 

Maybe you’d produce better content, increase the site’s visibility through search engine optimization (SEO), or further monetize the site with ads. All of this would make the site more lucrative, which would allow you to sell it for way more than you paid for it.  

This isn’t an instant money-maker, but it doesn’t have to be a years-long process, either. You could make a tidy profit in a matter of months.

So, where can you find websites for sale? That’s easy! There are online marketplaces designed for buying and selling websites. Here are my favorites:

To help you get started, I created a list of the best Online businesses for sale under $5,000.

Flip Your Skills

Assess your skills, and then take advantage of them! That’s one answer to the question of how to flip money fast.

Especially marketable skills include:

Upwork and Fiverr are freelancing platforms where you can connect with people who are looking for work. Start by creating an account and making your profile as appealing as possible. 

Commonly Asked Questions About How To Flip Money Fast

How To Flip Money ASAP? 

Start by collecting $5 right now. Get Cash App. Use code P4FN7MV to sign up and get $5 free.

More ways to flip money:

1 – Buy stuff on Temu. Resell the items on Amazon, eBay, Craigslist, Facebook Marketplace, or at flea markets.

2 – Open a CIT Bank Savings Connect account. Collect interest payments each month.

3 – Lend people money and collect interest when they pay you back. Use the Lenme app.

4 – Get the Chase Freedom Flex card to earn $200 when you spend $500 that you were going to spend anyway.

How To Flip $100 Dollars into $1,000?

1 – Buy $100 worth of stuff on Temu. Resell the items for a big profit on Amazon, eBay, Craigslist, or Facebook Marketplace. 

2 – Invest $100 in the stock market. The Acorns app makes it easy.

3 – Lend people $100 and collect interest when they pay you back. Use the Lenme app.

4 – Open a CIT Bank Savings Connect account. Collect interest payments monthly.

Is Money Flipping Legal?

Money flipping is totally legal. You can:

1 – Open a CIT Bank Savings Connect account. Your money will earn interest for a profit with zero risk.

2 – Buy products on Temu for super cheap. Then resell those items for a profit on Amazon, eBay, Craigslist, or Facebook Marketplace. 

3 – Flip money you invest in the stock market. The Acorns app makes it easy.

4 – Lend people $100 and collect interest as they pay you back. Download the Lenme app to check it out.

What Is The Easiest Thing To Flip For Money? 

The easiest thing to flip for money is your current money. Crazy, but it’s easy. 

Two super simple choices:

1 – Open a CIT Bank Savings Connect account. Your money will earn interest in the bank each month.

2 – Lend people money. You get paid back, plus interest. Use the Lenme app. 

Dead simple method: Download Cash App. Use code P4FN7MV to sign up and get $5 free.

Otherwise, you can flip clothes, shoes, toys, and more. Here’s how:

Download the Temu app and look for cheap deals. Resell those items for more money on Amazon, eBay, Craigslist, or Facebook Marketplace.

How To Flip $1,000 in a Week?  

Use the Lenme app to lend people money. They will pay you back what they owe, plus interest.

Another way is to download the Temu app and look for cheap deals. Resell the stuff you bought for a higher price on Amazon, eBay, Craigslist, or Facebook Marketplace.

How To Flip Money With Credit Card?

1 – Get the Chase Slate card. Pay 0% interest for over a year on stuff you buy. Put all the money you save in a CIT Bank Savings Connect account that pays YOU interest each month. A year later, pay the Chase Slate credit card bill.

Boom. You’ve made interest on all that money for a year.

Or,

2 – Get the Chase Freedom Flex card to earn $200 when you spend $500 that you were going to spend anyway.

How To Flip Money Fast Online? 

1 – Buy stuff on Temu. Resell the items on Amazon, eBay, Craigslist, or Facebook Marketplace.

2 – Start a CIT Bank Savings Connect account. Get paid in interest payments every month like a boss.

3 – Get the Chase Freedom Flex card sign-up bonus. Earn $200 when you spend $500 that you were going to spend anyway.

4 – Get Cash App. Use code P4FN7MV to sign up and get $5 free.

Here are more ways how to make more money.

Have gold jewelry? You can sell it online for quick cash. See my Worthy review.

How To Flip Money Fast and Legally?

1 – Buy stuff on Temu. Resell the items on Amazon, eBay, Craigslist, Facebook Marketplace, or at flea markets.

2 – Open a CIT Bank Savings Connect account. Collect interest payments each month.

3 – Get the Chase Freedom Flex card to earn $200 when you spend $500 that you were going to spend anyway.

4 – Get Cash App. When you use the code P4FN7MV to sign up, you’ll get $5 free.

Here are more ways how to make money fast:

How To Flip Money Fast For Beginners? 

Want free money? Get Cash App. When you use the code P4FN7MV to sign up, you’ll get $5 free.

Do you have at least $100? Then open a CIT Bank Savings Connect account. Collect interest payments each month.

Do you have a credit score of at least 670? Then, sign up for the Chase Freedom Flex card to earn $200 when you spend $500 that you were going to spend anyway.

Do you like deals? Then buy cheap stuff on Temu. Resell the items on Amazon, eBay, Craigslist, Facebook Marketplace, or at flea markets.

Learn more from my masterpiece, how to make money online for beginners.

Related:

Sources:

1 – https://www.bls.gov/news.release/pdf/wkyeng.pdf